Plural
10 of 10 places open in the winter batch Apply

EU residency for your family, for seven days a year in Portugal.

Portugal's Golden Visa gives your family a residence permit without moving. Permanent residence comes at year five and the option of citizenship at year ten. This winter, Plural is personally guiding ten American families through it. The next batch opens in 2027.

Check if you qualify Takes about 4 minutes

7 days in Portugal, on average, each year

358 days of your life in the US, unchanged

The whole idea in 36 seconds.

Who it's for, what your family gets, and why it's a passport you keep forever, not a visa that expires.

Check if you qualifyTakes about 4 minutes

The investment is a regulated fund, not a property purchase.

The Golden Visa requires €500,000 subscribed in one or more Portuguese investment funds regulated by the CMVM, Portugal's securities regulator. The amount can be split across funds, and Plural manages both kinds.

Closed-ended funds

Invest for the fund's term

The fund owns and runs real businesses and assets, such as solar energy facilities in Portugal and Spain, and returns capital when it sells them. Some distribute yearly income along the way.

Open-ended funds

Weekly liquidity if your plans change

The fund holds Portuguese and US sovereign and corporate bonds, with weekly liquidity windows and no lock-up. You can take your money out in any week, subject to the fund's exit terms.

5 years

The immigration rule. To keep the Golden Visa, AIMA requires the €500,000 to stay invested in Portuguese regulated funds for at least five years. Money in an open-ended fund can still be withdrawn, but taking it below that amount before year five means the residence permit no longer meets the requirement.

Many families also buy a home in Portugal so they can come whenever they like. That purchase is separate and can sit alongside the fund investment; since 2023 it no longer counts toward the Golden Visa itself.

One investment, four milestones, no move required.

Month 0 to 1

Invest and file

You subscribe €500,000 in eligible funds. A Portuguese immigration lawyer files one application for the family.

Year 1

Residence permit

After a biometrics visit to Lisbon, cards are issued for you, your spouse, children under 26 and dependent parents.

Year 5

Permanent residence

With the investment held and renewals done, the family can apply for permanent residence. The five-year holding period ends here.

Year 10

Citizenship option

Under the 2026 nationality law you can apply for Portuguese citizenship after ten years of legal residence, including a basic language test.

Personal assistance, from the first call to your residence card.

Each family in the batch works with a dedicated Plural contact who coordinates the funds, the lawyer and the timeline, so you're never left managing three parties on your own. We limit the batch to ten families to keep it that way.

Private strategy callWe map your family, timing and goals to the route.
Fund selectionA walk-through of the eligible closed and open-ended funds, with their risks, fees, liquidity and exit terms.
Immigration lawyerAn introduction to a Portuguese immigration lawyer with a track record on American files.
US tax coordinationA brief for your own tax advisor on reporting a Portuguese fund.
Timeline managementWe follow your file with the lawyer through filing, biometrics, cards and renewals.

Who this batch is for

A strong fit

  • US professionals and business owners in their 40s and 50s, planning years ahead
  • Families who want an EU option for their future
  • Experienced investors with diversified portfolios in the US
  • Funds available to invest €500,000 from current wealth or 401(k) savings

Not a fit

  • No capital available for a €500,000 investment
  • Not willing to commit to an investment in a regulated investment fund

The people behind your file

Your first call is with our Lisbon team. Behind it is Plural's leadership, with decades in private banking, capital markets and fund management across the US, Europe and Latin America.

Manuel Fernandez

Manuel Fernandez

Chairman

One of the founding partners of BTG Pactual, with more than 35 years in financial markets.

Tiago Vaz Serra

Tiago Vaz Serra

Head of Venture Capital

25+ years of investment experience managing long-only, long-short and venture capital funds. MBA from AESE/IESE.

Rui Couto Barbara

Rui Couto Barbara

Chief Investment Officer

25+ years in capital markets, including Portugal's largest asset manager and Bradesco's Private Banking division.

Fabián Cisneros

Fabián Cisneros

Fund Management, Lisbon

Venture capital and private equity, with 7+ years of investments across Europe and Latin America. Hosts the first call.

Paulo Marques

Paulo Marques

Director of Operations

15+ years running operations at regulated financial institutions; helped create one of the first online brokerages.

Pedro Nonato

Pedro Nonato

Head of Corporate Business & Real Estate

Capital raising and market entry across Brazil, the US, Portugal and France.

A US investment house, regulated in the US and in Portugal.

Plural was founded in the United States in 2012. Four regulated companies share one team and one operating standard, so your investment is handled by the same group from New York to Lisbon.

Plural Securities

SEC · FINRA · SIPC

Brokerage and capital markets. New York and Chicago.

Plural Advisors

Registered Investment Advisor

Wealth management with a fiduciary duty to clients. Miami.

Plural Markets

CMVM

Brokerage and wealth management for the European market. Lisbon.

Plural Asset Management

CMVM · Venture capital company

Manages the group's funds, with independent audit. Lisbon.

2012Founded in the US
€850M+Assets under management
10,000+Private and institutional clients
6 officesNew York, Miami, Chicago, Orlando, Lisbon, São Paulo
About you
Optional, but recommended: a profile we can review improves your chances of qualifying.

Questions we hear first

Do I have to move to Portugal?

No. You spend on average seven days a year in Portugal: at least 7 days in the first year and 14 days in each two-year period after that. The rest of your life stays in the US.

Is this a real estate investment?

No. The €500,000 is a subscription to regulated Portuguese investment funds. You can still buy a home in Portugal, and many families do, but that purchase is separate and doesn't count toward the Golden Visa.

Can I take my money out if my plans change?

Yes, in an open-ended fund with weekly liquidity, subject to its exit terms. Keep in mind that the Golden Visa needs €500,000 invested in Portuguese regulated funds for five years; withdrawing below that before year five means the permit no longer meets the requirement.

What does it cost beyond the €500,000?

Plan on a Portuguese lawyer (roughly €6,000 to €7,000 for the main investor's initial application, plus smaller fees per family member) and AIMA government fees (roughly €7,000 per person for the first card, then renewal fees every two years). Fund fees depend on the fund; we cover them on the call.

How long does it take?

Your paperwork usually takes a few weeks. AIMA's processing has been slow in recent years and varies. We plan every file conservatively, and your lawyer gives you a current estimate before you commit.

Who can be included?

Your spouse, children under 26 and dependent parents can be on the same application.

How is this taxed in the US?

As a US person you stay taxable in the US on worldwide income. Portuguese funds usually carry specific US reporting, such as PFIC and FBAR rules. We prepare a brief for your own tax advisor. Plural doesn't give tax advice.

Why only ten places?

Each family gets a dedicated contact from the first call to the residence card. Ten is the number we can serve at that standard this winter. The next batch opens in 2027.

Check if you qualifyApplications close 12 December 2026